Blog | Kathryn E Loija

The Benefits and Disadvantages of Seller Concessions

Image by Sephelonor from Pixabay Buying a home is a complicated transaction with many expenses. Part of the transaction involves closing costs, which vary in amount depending on the situation. One way to reduce the closing costs for the buyer is to ask for a seller concession so that the seller ...

Key Reasons to Perform a Comprehensive Home Inspection

Believe it or not, an inspection may make or break a home purchase. And if a homebuyer fails to allocate time and resources to perform a comprehensive inspection, the consequences could be severe. Ultimately, there are many reasons to conduct an extensive inspection before you finalize a home purchase, and these ...

Mortgage broker vs lender: Important differences

At first, it might seem tricky to differentiate a mortgage broker vs lender. After all, both provide mortgage loans. While both brokers and individual lenders can help you with the same service, there are some important differences homeowners should be aware of. Here is a ...

Where Should You Buy a Second House?

Purchasing a second home should be a fun, exciting experience. Yet homebuyers who fail to consider where they want to pursue a second residence may struggle to achieve their desired results. If you know you want to buy a second home, it often helps to narrow your house search to residences ...